AML Policy

Mostbet is committed to maintaining the highest standards of anti-money laundering (AML) compliance. This policy outlines the procedures and controls implemented to prevent the use of our platform for money laundering, terrorist financing, and other financial crimes. All players, affiliates, and partners must comply with these requirements. For access to your account, please login Mostbet.

Mostbet operates under a Curaçao eGaming license and adheres to international standards established by the Financial Action Task Force (FATF). This policy is designed to comply with applicable anti-money laundering regulations in all jurisdictions where the operator is licensed and where players are located. The operator maintains compliance with relevant provisions of the Fifth and Sixth Anti-Money Laundering Directives (5AMLD/6AMLD) where applicable, and all local regulatory requirements of the license jurisdiction.

All players must complete customer due diligence before placing bets or withdrawing funds. During registration, you are required to provide accurate personal information, including your full name, date of birth, residential address, and contact details. You must verify your identity using one of the following documents: a valid passport, national identification card, or government-issued photo ID. Proof of address (utility bill, bank statement, or similar document dated within the last three months) must also be submitted. Payment method verification is mandatory to confirm that the account holder is the legitimate owner of the payment instrument used.

Enhanced due diligence procedures are applied to players identified as higher risk. This includes individuals designated as Politically Exposed Persons (PEPs), players with high transaction volumes, those from high-risk jurisdictions, and accounts showing patterns consistent with potential money laundering. For such accounts, the operator may request additional documentation, including source of funds declarations, proof of employment, business registration documents, or beneficial ownership information. EDD measures may also include increased transaction monitoring frequency and restrictions on certain payment methods or transaction sizes.

The operator employs automated systems to monitor all transactions for patterns indicative of money laundering or terrorist financing. Suspicious activity includes but is not limited to: rapid deposit and withdrawal cycles without genuine play, structuring (splitting deposits to avoid reporting thresholds), unusually large transactions inconsistent with player profile, frequent use of different payment methods, and transactions involving high-risk jurisdictions. When suspicious patterns are detected, the account is flagged for manual review by the compliance team. Players must not engage in structuring or any attempt to circumvent AML controls.

All players are screened against international sanctions lists, including those maintained by the United Nations, European Union, United States Office of Foreign Assets Control (OFAC), and other relevant authorities. Players identified as Politically Exposed Persons or their close associates undergo enhanced screening and ongoing monitoring. Accounts matching sanctions designations are immediately frozen, and no transactions are permitted. The operator maintains updated screening databases and performs rescreening at regular intervals.

The operator is obligated to report suspicious transactions to the Financial Intelligence Unit (FIU) of the relevant jurisdiction in accordance with applicable law. Suspicious Activity Reports (SARs) are filed when there is reasonable suspicion that a transaction or pattern of transactions relates to money laundering, terrorist financing, or other financial crimes. Reports are submitted within the timeframe specified by local regulations. Players are not notified of SARs filed in connection with their accounts, as such notification is prohibited by law.

The operator maintains comprehensive records of all customer identification documents, transaction histories, and compliance decisions. All records are retained for a minimum of five years following the end of the customer relationship or the closure of the account. Records include copies of identity verification documents, proof of address, transaction logs, monitoring reports, and any correspondence related to compliance investigations. Records are stored securely and are made available to regulators and law enforcement upon request.

Mostbet has appointed a Money Laundering Reporting Officer responsible for overseeing AML compliance across the organization. The MLRO is responsible for receiving and investigating suspicious activity reports from staff, coordinating with regulatory authorities, ensuring staff training and awareness, and maintaining AML documentation. The MLRO operates independently and reports directly to senior management. All staff members are required to report suspected money laundering or terrorist financing to the MLRO without delay.

All employees and contractors with access to customer data or transaction information are required to complete AML training upon hire and annually thereafter. Training covers the identification of suspicious activity, reporting procedures, sanctions screening, customer due diligence requirements, and relevant legislation. Staff are trained to recognize red flags such as structuring, use of third-party payment methods, inconsistent customer profiles, and unusual transaction patterns. Compliance with training requirements is mandatory and monitored by the compliance department.

You are responsible for providing accurate, complete, and truthful information during registration and at any time the operator requests updates. You must declare the source of your funds when requested and provide supporting documentation as required. You must not use your account on behalf of another person, nor may you use funds derived from illegal activities. You must not attempt to circumvent AML controls through structuring, use of multiple accounts, or any other means. Failure to comply with these requirements may result in account suspension, forfeiture of funds, and referral to law enforcement authorities.

The operator reserves the right to suspend any account suspected of involvement in money laundering, terrorist financing, or other financial crimes. During an investigation, funds may be frozen and withdrawal requests denied. If an account is confirmed to involve illegal activity, all funds may be forfeited and reported to relevant authorities. Suspended accounts will not be reactivated until the compliance investigation is concluded and all concerns are resolved. The operator is not liable for any losses incurred as a result of account suspension undertaken in good faith to comply with AML obligations.